Emergency loans · $500 – $2,500

Car repair loans: back on the road by tomorrow.

A transmission, brakes or a dead battery can't wait for payday when the car gets you to work. Borrow $500 to $2,500, get a decision in minutes, and pay the shop today.

Decision in minutesFunds by next business daySoft credit check
A mechanic inspecting the underside of a car on a lift

What car repair typically costs

Ballpark ranges in the U.S. — get a written quote before you borrow so you request only what you need.

Battery replacement$150 – $350
Brake pads & rotors$300 – $800
Alternator$500 – $1,000
Transmission repair$1,500 – $3,500
Tow + diagnostic$150 – $400

Before you borrow

  1. Get a written estimate before you borrow — shops will hold a quote for a few days.
  2. Ask whether the shop takes a deposit so you can borrow only the balance.
  3. For repairs under $600 a short-term loan cleared next paycheck is usually cheapest.
  4. Keep the invoice; some lenders ask what the funds were for.

How it works for car repair

One request, lenders licensed in your state, the agreement before you sign.

Request now
  1. RequestAmount, pay date, checking account — 3 minutes
  2. Soft checkEligibility without touching your score
  3. AgreementAPR, schedule and total shown; decline free
  4. FundedNext business day; same day possible

Car repair loan FAQ

How fast can I get a car repair loan?

Decision in minutes; funds usually by the next business day, same day possible if you sign before 10 a.m. local time.

Do I need the car as collateral?

No. These are unsecured loans — nothing is secured against the vehicle, unlike a title loan.

What if the repair costs more than estimated?

Borrow a little above the estimate if you can afford the payment; most installment loans have no penalty for repaying the unused part early.

Cover the car repair — then get on with your week.

Request $500 – $2,500 with a soft credit check. See the full cost before you decide.

No impact to your score$0 application fee3-minute form256-bit encrypted
$200 – $5,000Soft check · Funds by tomorrow
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