Emergency loans · $1,500 – $5,000
Home repair loans for the things that can't be put off.
A water heater, a leaking roof, a furnace in January. Borrow $1,500 to $5,000, fix it this week, and repay in fixed monthly payments.
Decision in minutesFunds by next business daySoft credit check
What home repair typically costs
Ballpark ranges in the U.S. — get a written quote before you borrow so you request only what you need.
Water heater replacement$1,200 – $2,500
Furnace repair$300 – $1,200
Roof leak repair$400 – $1,500
Plumbing emergency$200 – $800
Appliance replacement$500 – $2,000
Before you borrow
- Get two quotes; emergency pricing varies a lot between contractors.
- Ask if the contractor offers a deposit-and-balance split so you borrow less.
- Choose the term by the payment you can make in a bad month, then pay extra when you can.
- Keep receipts — some home insurance policies reimburse emergency mitigation.
How it works for home repair
One request, lenders licensed in your state, the agreement before you sign.
Request now- RequestAmount, pay date, checking account — 3 minutes
- Soft checkEligibility without touching your score
- AgreementAPR, schedule and total shown; decline free
- FundedNext business day; same day possible
Home repair loan FAQ
Is this a home equity loan?
No. It's unsecured — your home is not collateral, and there's no appraisal or closing.
Can renters apply?
Yes. The loan isn't tied to owning property.
How long can I take to repay?
3–24 months on an installment loan, up to 36 on a personal loan.
Cover the home repair — then get on with your week.
Request $1,500 – $5,000 with a soft credit check. See the full cost before you decide.
No impact to your score$0 application fee3-minute form256-bit encrypted